How much house can I afford? Just answer four simple questions.

What is your annual income? $ What is your total monthly debt? Include payments, credit card expenses, alimony, and all other recurring debts. Do not include utilities, insurance or rental payments. $ How much do you have available for down payment and closing costs? $ What interest rate do you expect to pay for this loan? $ 5%5.25%5.5%5.75%6%6.25%6.5%6.75%7%7.25%7.5%7.75%8%8.25%8.5%8.75%9%9.25%9.5%9.75%10%10.25%10.5%10.75%11%11.25%11.5%11.75%12% You can enhance the output by showing several interest rate variations in the Detailed Output view by checking the box below. Show detailed output Adjust your debt-to-income ratio to see how it will affect your estimated maximum loan amount. 25%   30%   35%   40%   45% We typically estimate the maximum amount you qualify for to be: Monthly payment:* $0,000 Loan amount: $0,000 Home purchase price: $0,000 Down payment: $0,000 Closing costs $0,000 Note: Estimates are computed using a 30-year term, 3% down payment and 2.5% estimated closing costs.